Discretionary Investment Management
Using the Raymond James client on-boarding process designed to help your investment manager understand your financial circumstances and attitude to risk, we seek to build a diversified portfolio of securities built to fulfill your investment requirements.
We take responsibility for the maintenance of a portfolio suitable to your circumstances so that you no longer need worry about taking investment decisions.
We can manage your investments whether they be within taxable portfolios or ISAs, JISAs, SIPPs, OPBs, Corporates or trusts.
Advisory Managed Service
Once we have undertaken an in-depth process to determine your investment requirements, your financial circumstances and your appetite for risk, we will work with you in order to construct a suitable portfolio. However, no changes may be made without reference to you and only then with your explicit authorisation.
This service is designed for those clients who take an active interest in their investments, but at the same time, wish to benefit from the involvement of a professional investment manager to guide them along their investment journey.
We can help you manage your taxable portfolios, ISAs, self-invested pensions and trusts.
Execution Only Service
This service is for experienced investors who seek to retain full control of their investments.
Some clients who have a discretionary managed portfolio may, for their own reasons, seek to put a certain percentage of their investments into a separate portfolio which is wholly under their own control. Execution Only allows them to do this. However, for such a portfolio the manager can give no advice whatsoever.
Inheritance Tax Portfolio Service
Certain assets, including many AIM listed shares, qualify for Business Property Relief if held for two years or more. Assuming that they still qualify at the point of the holder’s death, their value falls outside the deceased’s estate for inheritance tax purposes. This could be an attractive relief for some people.
Having identified shares that qualify, we use our usual investment criteria to ensure that you hold a diversified portfolio of shares in strongly financed companies that you would be happy to hold irrespective of the tax relief.
If the prospects for a particular company deteriorate, the rules allow for that holding to be sold as long as the proceeds are immediately reinvested in other qualifying investments.
Whilst diversification and careful selection can reduce the risks, AIM listed securities are regarded as higher risk than investments in fully listed companies. Such portfolios are therefore suitable only for clients who have sufficient wealth in other portfolios and assets and who have no requirement for day to day living on this portfolio.
We only offer this service under discretionary management.
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